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AI-Native Software Studio

We build AI-native software for the businesses running the real economy.

Payment gateways, finance tools, HR platforms, school systems. We design enterprise software where machine learning sits at the core of every decision, not plugged in as a side feature.

AXIVA
Payments
Finance
HR
Education
ERP
E-Commerce
Web Dev
AI Models Active
7 services connected
PCI-DSS 4.0
ISO 27001 certified
40ms Avg
99.9% uptime SLA

Backed by 12+ years of shipping production software, Axiva builds the systems that businesses stake their daily operations on.

What We Build

AI-native products for
industries that matter

Five verticals we know inside out. Every product ships with machine learning woven into the architecture from day one.

Payment Gateway

Payments are too important for dumb pipes. Our gateways run real-time ML models that catch fraud before it clears, pick the fastest acquiring route for each transaction, and stay fully PCI-DSS 4.0 compliant without slowing anything down.

  • Fraud scoring that returns a decision in under 50 milliseconds per transaction
  • Smart acquirer routing that lifts authorization rates by 8 to 12 percent
  • Built-in PSD2 Strong Customer Authentication with HMAC-SHA512 signed requests
Learn more
System Live
PCI-DSS 4.0
PSD2 SCA
RuPay
6521 **** **** 4738
Card Holder AXIVA TECHNOLOGIES
Expires 09/29
Transaction Pipeline
Capture
3DS Auth
AI Score
Route
Settled
Live Activity
Streaming
TXN-6521***4738
₹1,94,500Approved
TXN-7834***2156
₹73,890Approved
TXN-9103***6647
₹11,82,000Blocked
TXN-4290***8813
₹45,200Approved
AI Fraud Detection
Active
0.00
Risk Score
0.00 Safe1.00 Fraud
Latency
0ms
sub-50ms target
Auth Rate
0.0%
+8.2% vs industry
Throughput
0
txns/second
Uptime
0.00%
SLA guaranteed
Acquirer Routing
UPI
94%
RuPay
88%
Visa
72%
Mastercard
65%

Finance Management

Spreadsheets and month-end surprises don't scale. We build finance platforms that project cash flow in real time, reconcile bank feeds automatically, and flag unusual entries weeks before the auditors show up.

  • Cash flow projections trained on your own historical transaction data
  • Multi-currency reconciliation running continuously across bank feeds and ledgers
  • Anomaly detection that catches irregular entries before the books close
Learn more
Auto-Reconciliation
GST Compliant
Tally Integrated
Cash Flow : Revenue vs Expenses
FY 2025-26
5Cr 4Cr 3Cr 2Cr 1Cr Apr May Jun Jul Aug Sep Revenue Expenses
Auto Reconciliation
Running
Bank Feed
✓ Matched
Ledger
✓ Synced
GST Returns
⟳ Processing
TDS Filings
✓ Filed
Financial Events
Live
HDFC Bank reconciled -₹2.3L matched 14:32
INV-2891 auto-matched -₹3.4L 14:19
Vendor #V-0482 flagged -₹8.4L unusual 11:07
TDS challan deposited -₹1.8L 09:55
P&L Summary : Q2 FY26
0% margin
Revenue
0.00 Cr
Expenses
0.00 Cr
Net Profit
0.00 Cr
Profit 65% Cost 35%
Receivables
0.0 Cr
42 invoices due
Payables
0.0L
18 bills pending
Cash Runway
0 mo
Healthy reserves
Burn Rate
0.0L/mo
↓ 8% vs last qtr
Financial Ratios
Current Ratio
0x
Debt-to-Equity
0x
ROE
0%
EBITDA Margin
0%

HR Management

Hiring the right people and keeping them shouldn't depend on gut feel. Our HR platforms score candidates across skills, culture fit, and growth potential. They predict who's likely to leave and keep payroll compliant in every jurisdiction you operate in.

  • Candidate matching that weighs skills, cultural alignment, and career trajectory
  • Team attrition forecasting that gives you a 90-day early warning
  • Compliance automation covering tax, labor law, and benefits across multiple countries
Learn more
AI Matching Active
Multi-Jurisdiction
HRMS v3.1
Candidate Pipeline
5 roles open
Applied
248
Screened
89
Interview
34
Offered
12
Hired
8
Conversion: 3.2% Avg time-to-hire: 18d
AI Candidate Match
Top Match
0 match
Priya Sharma
Sr. Software Engineer · Bengaluru
React Node.js AWS Python ML
6 yrs exp IIT Delhi Available now
90-Day Attrition Risk
R
Rahul Kumar
Eng Lead
84%
A
Anita Mehta
Prod Mgr
61%
D
Dev Sharma
Sr. Dev
23%
Workforce Overview
Headcount
0
Active employees
New Hires
0
This quarter
Attrition
0%
↓ Low vs 8% industry
Compliance
0%
12 jurisdictions
HR Events
Live

ERP Solutions

Most ERP systems just record what already happened. Ours look ahead. We build platforms that forecast demand, trigger procurement before stockouts hit, and keep costs balanced across departments without constant manual oversight.

  • Demand models that cut overstock and stockout rates by up to 40 percent
  • Automated purchase triggers based on how fast inventory moves and supplier lead times
  • Live cost center tracking across departments and active projects
Learn more
ERP Live
SAP Integrated
ISO 9001
Supply Chain Flow
Vendor
Warehouse
Production
QC
Delivered
Inventory Levels
2,847 SKUs
Raw Materials OK
78% stocked
WIP Goods OK
54% stocked
Finished Goods Low
31% stocked
Spare Parts Critical
12% stocked
Demand Forecast
Q3 FY26
MonTueWedThuFriSatSun
Forecast Acc.
0%
Overstock ↓
0%
Procurement
0
active POs
Cost Saved
0Cr
ERP Events
Live

School Management

Running a school means juggling timetables, exams, admissions, and parent communication all at once. We build platforms that spot students falling behind early, schedule classes without conflicts, and give administrators real insight into what's working.

  • Early warning analytics that flag struggling students before grades slip
  • Timetable optimization that balances teacher workload and room availability
  • Enrollment forecasting for smarter capacity and resource planning
Learn more
Session 2025-26
CBSE Affiliated
NEP 2020
Student Performance -Class VIII
Q2 Avg
88%
Math
76%
Science
82%
English
91%
Hindi
79%
SSt
Class average: 83.2% ↑ 4.1% vs last quarter
AI Timetable -VIII-B
AI-Optimized
Mon Tue Wed Thu Fri
P1
Math
Sci
Eng
Hin
Math
P2
Eng
Math
PE
Sci
SSt
P3
Hin
SSt
Math
Art
Sci
Attendance & Metrics
0% attend.
Students
0
Teachers
0
CGPA Avg
0
Classes
0
AI Early Alerts
ABSENT Rahul Sharma absent 3 consecutive days
RISK Priya needs remedial support -Math 52%
GREAT Class VIII-A showing 96.4% attendance
School Events
Live

Our Approach

AI‑native means built different

Not a feature. An architecture.

Plenty of software companies tack on AI as a checkbox. A chatbot here, a recommendation widget there. We take a different starting point. Before writing any code, we ask: what decisions can this software make better than a person, and what data needs to feed those decisions? The machine learning models in our systems are structural. Pull them out and the product stops working.

Production rigor, not demo magic.

A prototype that classifies invoices with 92% accuracy makes for a decent demo. But a production system needs to hold that number across 50,000 invoices a day, deal with messy edge cases, log confidence scores for auditors, and retrain itself when performance starts drifting. That's the kind of work we do. Our clients operate in regulated industries, so we bake in PCI-DSS 4.0, PSD2 Strong Customer Authentication, and GDPR data residency from the start. There's no room for shortcuts when you're handling real money and real data.

Partners, not vendors.

Software sticks around long after the project wraps up. We build with the next team in mind: clear documentation, well-drawn architecture boundaries, and monitoring that tells you what's wrong without requiring a code deep-dive. Most of our client relationships run for years, because the systems we deliver keep evolving alongside the businesses they serve.

How We Work

From signal to system,
in four phases

01

Discover

We spend the first two weeks inside your business, not your codebase. We map out data flows, sit down with stakeholders, audit the systems you already run, and figure out where machine learning actually helps versus where it just adds overhead. By the end, you get a decision architecture: a clear blueprint of which processes should be intelligent and which ones should stay simple.

Discovery Assessment
Week 1–2
Inputs
Data Flows
14 mapped
Stakeholders
24 interviewed
Systems Audited
6 integrations
Friction Points
23 logged
AI Fit Assessment
Invoice Processing ✓ AI
Fraud Detection ✓ AI
Report Generation ✓ AI
Inventory Reorder ✓ AI
Payroll Approval Defer
Compliance Sign-off Defer
Decision Architecture
4 AI processes
2 deferred
02

Architect

We draw hard lines between deterministic logic and probabilistic inference. Data contracts get locked down upfront. Model-serving infrastructure is sized for production scale from day one. APIs are versioned. Every architecture call is documented with the trade-offs laid out, because the team running this system in year three needs to know why each choice was made.

Architecture Blueprint
ADR-12 · v2.4
API Surface
/v2 · live /v1 · sunset
Deterministic
Rule Engine
Business Logic
Input Validation
boundary
Probabilistic
Model Serving
Feature Store
Inference API
Data Contracts
Schema v1.3 Events v2.1 Models v3.0
12 ADRs documented
Scale target: 10×
Day-one headroom
03

Build

We work in two-week sprints where model evaluation happens alongside feature development. Every commit goes through automated tests, and we go a step further: model performance benchmarks run in CI, and if accuracy drops, the build breaks. We ship in increments with feature flags controlling rollout, so ML capabilities get tested against real production data before going fully live.

Build Pipeline
Sprint 8
8d left
Commit
ab3f12c
Unit Tests
47 passed
Model Eval
94.2% acc
Deploy Gate
✓ passed
Accuracy Gate
94.2%
min threshold 91.0%
↑ build fails below this line
Feature Flags
fraud-model-v3
20% canary
payment-routing
100% live
smart-invoicing
5% canary
All gates passed
3 commits today
Build #247
04

Operate

Going live is where the real work starts. We wire up monitoring for model drift, data quality issues, and performance regressions. Retraining pipelines run on a set schedule with human approval gates built in. Our SLAs cover model accuracy alongside uptime, because a system that's online but giving bad answers is worse than planned downtime.

Operations Monitor
Live
Model Accuracy
98.2%
SLA target: 95%
System Uptime
99.97%
43d no incidents
Data Quality
94/100
1 alert active
Model Accuracy: 30d
threshold
drift event
91% retrained
Retraining Pipeline
Scheduled
Every 7d
Auto Eval
Drift check
Human Review
✓ Approved
Deployed
v14 live
Alert Log
payment_features: distribution drift detected resolved
Retraining #14 approved: ops team sign-off deployed
All SLAs met
Retrain #14 live
Next run: 4d
01
02
03
04

Industries

Industries where getting
it wrong is expensive

Fintech

Payment processing, lending infrastructure, and automated regulatory compliance

Education

Learning management, student performance tracking, and school operations

HR-Tech

Recruitment automation, workforce planning, and employee experience tools

Manufacturing

Supply chain visibility, quality assurance, and predictive maintenance

Retail

Online commerce, inventory tracking, and demand planning

Healthcare

Patient management, clinical workflow tools, and health data analytics

Selected Work

Work that speaks for itself

Mid-Market Fintech

Built multi-currency reconciliation across 14 payment providers, fully automated

62% cut in reconciliation time

Regional HR Platform

Shipped an AI compliance engine covering labor regulations in 12 jurisdictions

85% of compliance checks now run automatically

Manufacturing Group

Replaced manual purchase orders with a demand-driven procurement system

14d → 36h faster procurement cycle
Now Available

Digital marketing
& SEO that actually
moves the needle.

We use data and machine learning to grow your organic traffic, put your ad budget where it counts, and turn clicks into revenue. No vanity metrics. Just measurable growth in the markets that matter to you.

340%

Avg. organic traffic growth

4.2x

Return on ad spend

< 90d

To first-page rankings

AI-Powered SEO

Keyword clustering based on search intent, automated site audits, and content gap analysis that keeps pace with algorithm updates.

Performance Analytics

One dashboard pulling together search console data, ad spend, and conversion tracking into a single view you can actually act on.

Campaign Intelligence

Machine learning picks the right ad placements, segments your audience, and shifts budget toward what's performing. The goal is higher ROAS, full stop.

Global Reach

Localized content strategies, region-specific campaigns, and international SEO setup for companies that sell across borders.

Get in Touch

Have something
to build?

Tell us what you're working on. We'll figure out if we're the right fit.

Global Presence

India United Arab Emirates Singapore

Reach us at

support@axiva.in